Ensure jobless benefits

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In light of current high-unemployment rates, companies are using more third-party administrators to challenge the validity of unemployment claims, reports Stacey Tisdale, who is PBS’ “Need to Know” financial correspondent. That means that you need to “paper up” to protect yourself in case you are fired or let go.

Based on her research, Tisdale recommends that workers document all encounters with management that relate to job performance. These documents could help workers if their conduct is ever called into question and they are fired.

You should ask your employer for a written version of your performance reviews, Tisdale says. Further, you should make your human-resource department and colleagues aware of any disputes that you’ve had in the workplace, she advises.